Rate & Market Update 10/02/2026

Happy Friday!! “What’s the interest rate on your current home?” It’s a question I ask homeowners all the time, and I’d say 80% of them have no idea. Every once in a while someone fires right back, “2.625%!” like it’s a badge of honor, and rightfully so. But most people don’t remember their rate. You […]

🏡 Buyer Insight of the Week: Mortgage Spreads Improving!

It’s been a tough sled for rates going on 3+ years now. In 2022, we went from 3% rates in January to 8% rates in October. It was a wild ride for sure, but the most bizarre part is that the 10 Year Treasury topped out at 4.30% in October. We are currently at 4.39% […]

Rate Update: Watch Out for Misleading Quotes from your Servicers Too!

Happy Friday! Please watch the below video for a quick update on refinance rates and misleading refinance quotes. Here is a screenshot of the BLS Job math I did And here is the screenshot of the fine print from the mailer I showed you. Most, if not all, of the emails and mailers I receive […]