Weekly Market Update – October 5th, 2026

Good Morning! Hope you all had a wonderful weekend! Our oldest, Noah, had a day off Friday so we took him to Meow Wolf. He really loved it, especially The Perplexiplex room. If you haven’t gone, it’s quite incredible. The rest of the weekend was pretty low-key wafter our youngest, Helen, woke up sick. We […]

Rate & Market Update 10/02/2026

Happy Friday!! “What’s the interest rate on your current home?” It’s a question I ask homeowners all the time, and I’d say 80% of them have no idea. Every once in a while someone fires right back, “2.625%!” like it’s a badge of honor, and rightfully so. But most people don’t remember their rate. You […]

Weekly Newsletter – September 28th, 2026

Good Afternoon! Hope you all had a wonderful weekend! My wife and I celebrated 12 years of marriage this weekend, and in true Colorado fashion, we went to the Broncos game on Sunday night. What a fun game to be at and experience. My parents took the kids for the day, so we were able […]

Weekly Newsletter – September 21st, 2026

Good Afternoon! Hope you all had a wonderful weekend! We had a busy weekend! It started on Friday with an all-school picnic at Noah’s new school, St. Anne’s, where he just started Pre-K. Saturday we started the day off with a hike in Evergreen and then, via unanimous backseat consent from the children, we had […]

Weekly Market Update – May 26th, 2026

Good Afternoon! I hope you had a great weekend. It was a long one but fun filled. I got to spend a lot of one-on-one time with my son, Noah. He’s 4.5 years old and we are starting to really click as he gets into sports. I took him out to my old stomping ground, […]

Weekly Newsletter – March 10th, 2026

Good Morning! Hope you had a wonderful weekend and a great start to the week! Sorry for the delay in sending. It’s been a busy couple of days and weeks. We had a great weekend at the Hauber Household. Most exciting part….talking a walk outside at 4:30 on Sunday afternoon to go get ice cream […]

Weekly Market Update – February 23rd, 2026

Good Morning! Hope you had a wonderful weekend! I finally kicked this cold this weekend. We took the kids to our favorite Mexican spot in Platt Park, Uno Mas. Turns out that when you treat the employees well and get to know them, they give you 10% discounts now! My parents offered to take the […]

Weekly Market Updated – February 17th, 2026

Good Morning! Hope you had a wonderful 3-day weekend! I have been a little under the weather, but with 2 kids, there are no breaks, so I had to just push through it. We had a fun-filled family weekend that included family dinner with my wife’s family and dinner at close friend’s house. Hope you […]

Weekly Market Update – February 9th, 2026

Weekly Newsletter – February 9th, 2026 Good Afternoon! Hope you had a wonderful weekend and Super Bowl Sunday. It wasn’t much of a game until the 4th Quarter, but it was fun to hang out with my parents and sister’s family all day watching Golf, Olympics and then the Super Bowl. […]

🏡 Buyer Insight of the Week: Mortgage Spreads Improving!

It’s been a tough sled for rates going on 3+ years now. In 2022, we went from 3% rates in January to 8% rates in October. It was a wild ride for sure, but the most bizarre part is that the 10 Year Treasury topped out at 4.30% in October. We are currently at 4.39% […]

melissa fewell

42 days ago

Chris has been expentional in every way! This is our first time buying a home and Chris and his team were very patient with us and answered all of our questions very quickly. Everyone was so kind during the process and made home buying easy which is no small feat. Thank you sooo much Chris and his team :)

Marissa Harmon

59 days ago

Chris made everything simple and was always informing me of next steps to expect. I highly recommend him and his team!

Candace Watson

67 days ago

Chris and the Lending Collective team were excellent throughout the process of my first single income home mortgage. He was quick to respond and provided appropriate guidance when necessary. I look forward to maintaining the connection throughout my mortgage journey to gain market insight and solutions.

Kimball Crangle

78 days ago

Great options, communication, and outstanding customer service!!

Debra Buttars

98 days ago

Chris and his team are great to work with! I highly recommend them.

M Wielang

103 days ago

We have done business with Chris for many years and through many transactions and each time he is amazing! He has a natural talent in this industry and an exceptional talent for organization. I will always recommend him and his services to anyone who needs them.

115 days ago

Chris and his team were amazing! Very professional! Would highly recommend and will use them again in the future.

Mary Sellers

118 days ago

Chris is a pleasure to work with. He and his team are highly responsive. Chris’ weekly emails show a great depth of understanding of the market, plus, they humanize what might just be another step to a mortgage. I HIGHLY recommend Chris and his team!

Jeff Plous

128 days ago

I have worked with for well over a decade. He has helped dozens of my clients with their loans. He is always quick to respond and has helped figure out some really complicated transactions. I would not hesitate to recommend Chris to my clients.

Sean Enner

132 days ago

Chris and team are a pleasure to work with. I trust him to identify all my options and know he has my financial best interest in mind. He makes it so easy and always very responsive. Thank you Chris !

Jessica Chan

148 days ago

Chris and his team were so easy to work with! We were referred to him by our realtor and from the initial contact, Chris was so quick to respond, answered all our questions, and I never felt like I was asking too many questions or being a bother by needing additional clarification. Should we ever be in the market for another home, I'd use Chris again, no doubt. Also would recommend him to anyone buying/refinancing a home!

Jen L

Chris was incredibly helpful explaining everything from beginning to end. He really made my experience easy and as stress-free as possible.

Lisa D'Angelo

154 days ago

Working with Chris was such a great experience! They made the whole home loan process so much easier and were always there to answer our questions along the way. We really appreciated their help in getting us into our new home and would definitely recommend them to anyone looking for a mortgage loan officer.

Shepherd Kruse

176 days ago

As a first-time homebuyer, I was completely overwhelmed when I realized my original lender was overcharging me and making an already complex process incredibly confusing. With less than two weeks before my closing date, I was in a tough spot; then Chris Hauber stepped in and completely turned things around.He was incredibly proactive, immediately calling out the hidden fees from my previous lender and securing a much more competitive interest rate. Even when the other lender refused to cooperate with transferring my documents, Chris and his team (shoutout to Annie and Rick!) didn't miss a beat. They shielded me from the stress, pulled everything together, and kept us exactly on schedule for my first home. Chris is transparent, aggressive in getting his clients the best deal, and genuinely cares about the people he works with. If you’re a first-time buyer looking for a lender who is honest and will truly fight to save you money, Chris is your guy!"

Bryce Metzler

181 days ago

This is our 5th transaction with Chris and each one has been seamless. Always a great experience from the best rates to top notch customer service, wouldn’t use anyone else!!

Edward

215 days ago

Had the opportunity to work with Chris for my first house it was quite the positive experience! Whenever we made an offer on a house he was immediately available to help draft a personalized preapproval letter and answer any questions that the buyer/seller agent had. Fast close time, professional, and comes with an underwriting guarantee which provides reassurance to both parties. Easy to communicate to and has a great reputation between realtors as well. Will work with him again in the future!

Axel and Baily Richter

227 days ago

We’ve now worked with Chris for both our original mortgage and a recent refinance. Chris is transparent and easygoing, and he and his team were incredibly responsive throughout the entire process. We’d highly recommend him for a stress-free financing experience!

Tyler Carges

243 days ago

Had a great time working with Chris and his team throughout my home buying experience. They made everything smooth and seamless and were quick to respond with any questions or concerns I had. Would highly recommend to everyone!!

Amanda Atun

252 days ago

We have been working with Chris on and off for over 5 years. He was a referral from our real estate agent Barb Wampler whom helped us finance our first home (new build) when moving from Colorado in 2019, then again when we moved and purchased a different home in 2023 and just recently a re-fi on the most recent home. The re-fi transaction was a long process as I was trying to refi from a 30 to 15 year fixed loan at the best time ( to reduce long term loan costs). Chris has been working with us on this for 6-7 months. Everytime we have worked with him he has been so on top of everything: understanding our goals, quick and responsive communication, honest /direct and educated about the constantly changing interest rate environment and how his firm can help us reach our needs. Kyle and I thank you for your dedication to your clients and all your help along the way. Even though we're done (for now), I will still be reading his great newsletter to keep up on what's happening in the market.

Suchada Broeren

257 days ago

Very thorough through loan docs, details, and quick response from Chris.

Patrick Sheppard

259 days ago

This was the second time we worked with Chris, and we couldn’t have been happier with the experience! Chris and his team were excellent at every step, and helped us close comfortably on time, even contending with a busy schedule over the holiday season. Highly recommend!

Kevin Senes

Chris was informative and great with me for my first home purchase. Highly recommend

Jarett Teston

280 days ago

We've used Chris and his team for 2 mortgages and 2 refinances and they have always been great. Awesome communication, and always fast, easy, and on time.

Taylor Williams

287 days ago

This is the second time I’ve gotten to work with Chris and his team and the experience has been fantastic both times. Chris makes the entire purchasing process a breeze, explicitly laying out options and every detailed contained within so there is absolutely no surprise come closing. Other than us providing documentation throughout the process, Chris and his team handled absolutely everything on the forefront and behind the scenes with our agents, insurance brokers, etc to make the buying process as simple as possible for my family. Could not recommend this team more. And should we opt to purchase more property in the future again or refinance, there’s no question Chris is the first one I’ll be reaching out to.

Ishan Kaul

299 days ago

We had an excellent experience working with Chris as our mortgage lender. He was incredibly responsive, knowledgeable, and transparent throughout the entire home-buying process. Chris took the time to explain every option clearly, helped us navigate the numbers with confidence, and stayed on top of every detail to keep things moving smoothly toward closing. What really stood out was his calm, solutions-oriented approach — even when questions or last-minute items came up, Chris was always available and proactive. We felt well supported and well informed from start to finish. We would absolutely recommend Chris to anyone looking for a reliable, detail-oriented lender who truly advocates for their clients.

Halsey Payne

301 days ago

Chris was a great help in our home-buying process. He gave clean, understandable options for the ranges we could afford and the mortgages that could fit us. Hugely appreciate his expertise and professionalism from day one to closing day.

Blake Haney

307 days ago

Chris is reliable, punctual, and an expert in his field. He made the home buying process extremely manageable for my wife and I. We highly recommend working with Chris and will be using him in the future!

Courtney Sakalosky

315 days ago

My husband Jeff and I had an outstanding experience working with Chris and his team for an investment loan. From start to finish, Chris was incredibly thorough and competent. He and his team truly went above and beyond, providing us with several tailored options and patiently walking us through the details of each one. This ensured our final decision was perfectly aligned with our financial goals. Their communication was excellent—always clear, timely, and responsive. Even with a significant time zone difference, they were consistently available for calls. We cannot recommend Chris and his team highly enough and would absolutely refer him to anyone needing a loan or expert guidance on available options. Thank you, Chris!

Hardey Beitz

351 days ago

Chris and his team have become our go-to lender. His systems and procedures take a lot of the pain out of the process.

Daniel Taylor

357 days ago

Chris is the best. I’ve worked with him on 4 mortgages. Chris and his team are efficient and responsive.

Will Anderson

378 days ago

Chris was an absolute pleasure to work with. He was always proactive, responsive, and kept us on track with upcoming deadlines. He took the time to clearly explain our loan options, making sure we felt confident and comfortable with both our immediate choice and what it meant for the future. We truly appreciated his guidance and will definitely be turning to him again when it’s time to purchase our next home!

Radina D

382 days ago

Chris worked really hard to get us the best loan terms. He presented all of the options clearly and thought out of the box to get the lowest monthly payment, which is what we were looking for. He made the process of getting a loan easy and efficient. Would definitely recommended to anyone looking for a home loan.

Peter A

390 days ago

Chris was very proactive and informative. He and his team made for a smooth and effecient closing.

Corey Allison

404 days ago

I have been talking with Chris about home-ownership for years. He helped council me, as a first-time buyer, on everything there was to know and consider when doing the mental-gymnastics of cost vs. affordability vs. being satisfied. Even though I left Colorado from '21 to '25, Chris stayed in contact. After finding out I was returning to CO, I immediately reached out to Chris, wanting to return the favor of his council with my business. We set up a plan, and I was ready to hit the ground running as soon as I arrived back in the State. Under a time constraint (I was living out of a hotel), Chris was able to work with me, my banks, and my realtor for a quick-close; where literally every day, and sometimes hours, counted to get things done on time for closing. Chris worked over those weekends to help keep things moving, even while on vacation with family; the latter of which I cannot express my appreciation (as well as apologies) for such efforts! Big thanks to Chris and his team for helping me to responsibly join the world of home ownership!

S H

417 days ago

Working with Chris is such a smooth and positive experience. He is quick to respond, incredibly informative, and always professional. He breaks everything down with visuals and numbers that make sense to us, which takes so much stress out of the process. Chris helped us buy our home and continues to keep us updated on refinancing opportunities with the same clarity and responsiveness. We couldn’t recommend him more highly!

Justin Fahnestock

433 days ago

My wife and I just concluded our third home purchase with Chris. He and his team have provided a high level of service for my family over the last 10 years.

Lee Pulliam

436 days ago

Responsive, professional, patient, diligent and thorough, Chris & his team make it happen. Our refi was a thoroughly enjoyable experience that was thoroughly successful. Thanks to all!

Emily Specter

449 days ago

My husband and I bought a house in July 2025. Chris was great! Super responsive and knowledgable. The loan process was so easy with Chris, we filled out the items on the online portal which was incredibly simple. Chris and his team answered questions quickly when we had them. We hardly reached out to him because he had the process so well covered. We had an amazing experience!

Mike Rust

463 days ago

Chris and his team were amazing to work with! Everything was completed on time and we had no issues at closing.

Kristi Bownds

484 days ago

Chris and his team give you personalized service fit to your mortgage needs. They get to know their customers, are in constant contact with you for documents necessary for underwriting, and get your loan closed effectively and efficiently saving you time and money. Having bought many homes over the years, this by far, was the most professional and personal service we’ve ever received.

J LG

Chris earned the highest level of praise through our recent mortgage experience and search for homes. We spent more than three years submitting offers. Throughout the process Chris was patient, providing all the information we needed, running new analysis, updating us, etc. He made the mortgage side of the transaction a pleasure. His service truly earned the five star rating and I recommend Chris Hauber for any of your mortgage needs.

Cameron McClay

498 days ago

Chris and team were super responsive and helped out the entire process including after closing as our family bought with Chris from across the country. Chris was very helpful in answering our questions and providing guidance! Would highly recommend Chris! P

Jared Rio

531 days ago

Chris really made the home buying process feel easy and stress free. He was always available to answer any questions or concerns and guided our family into the best position financially.

Julissa Tinajero

The house buying process felt like a breeze working with Chris and his team! I'm grateful we had them in our corner, supporting and answering all the questions we had.

Bridget McFarland

541 days ago

Chris and his team helped us with our first home purchase and we highly recommend them! Chris was proactive, communicated quickly and effectively, and patient as we navigated the process. He always made a point to ensure we had (and continue to have) the best rate, which we really appreciate. 10/10 experience!

Jennifer Salazar

547 days ago

Chris helped us buy our first home and it was an absolute pleasure working with him. The process was faster than we expected and he helped us understand every step of the way. I’d recommend Chris and his team to anyone.

Chris Banks

590 days ago

Chris recently helped us on our home buying journey. I had feelings that the current lender I had (the one the home builder recommended) was not being fair with us. I reached out to Chris to see what he thought, and he ended up saving us thousands of dollars! After switching to him as my lender, I had no problems at all. He is very quick with communication, and you can tell he is very experienced. I would recommend him to anyone looking for a lender, and will definitely use him for all future home purchases!

Scott McFarland

596 days ago

Chris was such a help during our home buying process. Had so much great advice and insight to make it a smooth as possible. Would highly recommend to anyone looking to buy!

Alex Taylor

613 days ago

Chris was a great communicator and explained everything clearly to us as first time home buyers. He got us a better rate than what we had originally been offered from our bank and he continued to offer support long after closing.

Haley Williams

615 days ago

Chris and his team were great to work with throughout the process! Even with changing schedules and events in buying and selling they were always available to answer questions and keep the process moving! 100% recommend

Scott H

616 days ago

Chris is excellent at finding the right loan option and ensuring closing happens as expected. I really appreciated his ability to quickly model different financing options to guide decision making, and willingness to think strategically about the best options to consider.

Ashley

Could not have wished for a better person to work with on our home journey. Chris and his team were so helpful, patient, and kind. Can’t thank them all enough for helping and working with us to make this experience the best.

Brendan Friedman

Chris did an excellent job assisting us with our mortgage. He is knowledgeable and always responsive.

JMoore

638 days ago

I have known and worked with Chris for over 12 years on multiple loans. He is a customer first focused professional. His recent recognition in Colorado and Nationally is no surprise, and well earned. I highly recommend him! He will take care of you every step of the way!

Melissa Seymour

639 days ago

Working with Chris Hauber has been a fantastic experience! He was recommended by my co-worker after hearing that my husband and I were having trouble understanding what our listing payments would be with our previous lender. Chris provided extremely clear and concise documentation at a rapid pace whenever requested, giving us peace of mind to move forward with our first home purchase. We entered a bidding war and the supporting content within Chris’s submission was a large reason why we won (per the selling agent himself). If you are looking for a lender, I would highly recommend Chris!

Ola Johansson

644 days ago

Chris and team were super helpful and easy to work with. Highly recommended them!

Danette De Guzman

649 days ago

As first-time homebuyers, the financial side of things felt overwhelming. But Chris truly made the process smooth and understandable. He and his team patiently answered all our questions, explaining complex concepts clearly and making sure we felt comfortable every step of the way. Chris and his team were incredibly responsive and went above and beyond to help us secure a great loan. We felt confident in their expertise and truly appreciated their support throughout the entire home buying journey. We highly recommend Chris to anyone looking for a knowledgeable and dedicated lender!

Ping Hua Wang

650 days ago

Chris is a fantastic lender to work with! His prompt communication is greatly appreciated, and it's always a pleasure working with him.

Rob Turnage

676 days ago

Chris helped us close on our first home as well as a refinance. He's a true professional and is a delight to work with. He was very patient with us as he helped us navigate through the financing process. We would recommend Chris to anyone, and will certainly be using him for future refinancings!

Jen Dezelick

694 days ago

Chris and his team were very helpful and made the home financing process run smoothly from beginning to end.

Anne Wallace

697 days ago

Chris has been great to work with through the home buying process and beyond. He is super knowledgeable about the market and patiently explained different scenarios for our down payment, financial situation, etc. when purchasing our first home. We bought in 2023, and he has continued to monitor the market and advise us. We refinanced with him last month at just the right time. He is super dependable, knows his stuff, and is great to work with. Would definitely recommend Chris!

Nicole Staley

698 days ago

Chris and team are amazing!! He helped us get the deal done on our dream home in 9 days when our previous lender fell through. He is extremely detail oriented, communicative and made himself available to answer all of our questions. Highly recommend!

Annie Kuehlhorn

702 days ago

we went thru several loan officers before we found Chris. He proceeded with ease and confidence in securing our loan.

John Chuter

703 days ago

Highly positive experience. Worked with Chris through both an initial mortgage and later refinance. He was consistently communicative, with prompt and thorough responses. Most importantly, he seemed to be transparent and honest, looking out for my interests while trying to guide me through various options. Would work with Chris again, if the need ever comes, and would recommend him to anyone.

Taylor Nye

704 days ago

Chris and team are beyond amazing. After being referred to Chris by a friend, we couldn’t be more happy to have put in contact to work together. In a world of people looking to make a quick buck, they really have the long game - and your satisfaction - at the core of their ethos. Whether it’s the massive amount of prep work with all the lending documents, keeping up on outstanding items needed to stay on track for an easy closing, or just a quick phone call to ask how we’re doing, they’ve got it all covered. Thanks, Hauber!

Jessica Ding

Chris was an absolute lifesaver for us as first-time homeowners! Navigating the mortgage process was daunting, but Chris made everything feel manageable and stress-free. He explained every step in detail, ensuring we understood all our options and helping us feel confident in our decisions. Chris was incredibly responsive, answering our endless questions promptly and always keeping us updated. His knowledge and expertise were invaluable, and he even helped us with a refinance later, waiving the fees because we’d done our initial mortgage with him. Thanks to Chris, we closed on our dream home even sooner than expected! We couldn’t have done it without him—highly recommend!

Paul Badgley

Chris and his team are amazing!

Michelle Martinez

Chris and his team were amazing at helping us get into our new home! They were a great group to work with. I had tried working with someone else but was unsuccessful. Once I started to work with Chris and his team it was smooth sailing. Thanks for all your help !

Lisa Bartner

Easy to work with! Open and communicative! Thanks for streamlining our home buying process.

Shari Peck

769 days ago

Chris did a good job on this transaction that had a lot of moving parts.

Alison Walker

771 days ago

This was my second home loan with Chris Hauber and team and it was a slightly different way to go about it. I liked being able to view the different options and received quick feedback to make knowledgeable decisions and communicate between agent and other parties.

J.S.

778 days ago

There is no doubt that the mortgage process is complicated and usually represents our single biggest investment. That's all true. But our experience with Chris Hauber was truly flawless. Chris got us an amazing rate and a fast close which let us purchase a wonderful home. Beyond the great rate, Chris communicated clearly and often never letting us wonder or worry about where we were in the process. He and the team worked with us to overcome any of the little challenges which we all face once the underwriters get involved. I have to say, this was the best mortgage experience I have ever had. I'd highly recommend the services of Chris Hauber - and am already looking forward to our refinance once rates go down a bit more!

Sean

780 days ago

Fantastic service, Chris and team are the best

Jeff

855 days ago

Chris took my unique situation and made it work through diligence. He has his pulse on the macro economics of the housing market - he and the whole team were super friendly, competent, prompt, and communicative.

Sam Orzynski

877 days ago

Chris and his team know their stuff and are extremely responsive. I went house searching on Saturday, went to submit an offer on Sunday, and Chris was able to get the loan pre-approval in with the offer on a Sunday afternoon. From there, his team was engaged everyday working through all the paperwork hurdles until closing. The current rates are higher than I would like, but Chris is actively looking for the opportunity to refinance. Beyond just how helpful his team is, the document portal is well designed, easy to navigate, and easy to use. Thank you Chris!

Kimberly Larsen

944 days ago

I am a local real estate agent and have worked with Chris Hauber for a few years now and together we have helped numerous clients achieve their homeownership goals in the Denver metro area. Chris Hauber is a very competitive lender compared to most other lenders I've worked with over the years, which really helps my buyers be more competitive in this market. I highly recommend working with Chris Hauber.

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