Zenith Home Loans, LLC is committed to providing excellent services to our borrowers and promoting an environment of fair and equal access to credit for all individuals without regard to race, sex, gender identity or sexual orientation, marital status, religion, age, disability, or other prohibited basis.
Zenith Home Loans, LLC, NMLS Unique Identifier No. 1818094
Arizona: BK # 1026113
Colorado: Colorado Mortgage Company Registration
Florida: MLD2082
Illinois: Illinois Residential Mortgage Licensee MB.6761762 *
Kansas: MC.0025947
Nebraska: Nebraska Mortgage Banker License
Tennessee: 1818094
Texas: Texas – SML Mortgage Company License **
For more information, please visit: nmlsconsumeraccess.org
STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE: The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.
Illinois Department of Financial and Professional Regulations
James R. Thompson Center
IDFPR-Residential Mortgage Banking
100 W. Randolph, 9th Floor
Chicago, Illinois, 60601
Tel: (844) 768-1713
Zenith Home Loans, LLC is licensed by and subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending.
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
EXCELLENT Based on 44 reviews Alexis F2025-03-05Trustindex verifies that the original source of the review is Google. Very thorough and great communicator! Chris/Zenith Homes was great to work with and helped us purchase our first home! Chris Banks2025-03-02Trustindex verifies that the original source of the review is Google. Chris recently helped us on our home buying journey. I had feelings that the current lender I had (the one the home builder recommended) was not being fair with us. I reached out to Chris to see what he thought, and he ended up saving us thousands of dollars! After switching to him as my lender, I had no problems at all. He is very quick with communication, and you can tell he is very experienced. I would recommend him to anyone looking for a lender, and will definitely use him for all future home purchases! Scott McFarland2025-02-24Trustindex verifies that the original source of the review is Google. Chris was such a help during our home buying process. Had so much great advice and insight to make it a smooth as possible. Would highly recommend to anyone looking to buy! Alex Taylor2025-02-07Trustindex verifies that the original source of the review is Google. Chris was a great communicator and explained everything clearly to us as first time home buyers. He got us a better rate than what we had originally been offered from our bank and he continued to offer support long after closing. Haley Williams2025-02-05Trustindex verifies that the original source of the review is Google. Chris and his team were great to work with throughout the process! Even with changing schedules and events in buying and selling they were always available to answer questions and keep the process moving! 100% recommend Scott H2025-02-05Trustindex verifies that the original source of the review is Google. Chris is excellent at finding the right loan option and ensuring closing happens as expected. I really appreciated his ability to quickly model different financing options to guide decision making, and willingness to think strategically about the best options to consider. Ashley2025-02-04Trustindex verifies that the original source of the review is Google. Could not have wished for a better person to work with on our home journey. Chris and his team were so helpful, patient, and kind. Can’t thank them all enough for helping and working with us to make this experience the best. Brendan Friedman2025-02-04Trustindex verifies that the original source of the review is Google. Chris did an excellent job assisting us with our mortgage. He is knowledgeable and always responsive.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Zenith Home Loans does Business in Accordance with Federal Fair Lending Laws. NMLS ID 1818094. CO: Mortgage Company Registration 1818094. Regulated by the CO Division of Real Estate. Zenith is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.